By analyzing each component of your plan—pharmacy, co-pays, referrals, and other critical elements—we are able to see where you’re spending the most, and where you should concentrate your benefits.
Typically 80% of claims come from 20% of employees who may have out-of-the-ordinary health issues. By understanding their needs, you can often find ways to work with employees to manage these conditions more effectively.
Because we work with numerous carriers, we understand the advantages one carrier may have over another, especially in localized markets. And we can work with your HR staff to match the right carrier to you.
These can include such items as leaves of absence, student loan reimbursement, or other instances that may affect your insurance programs or related employee benefits.
We can advise you on changes in compliance laws and make sure your staff understands any requirements needed for reporting.